Your metal is already at cost. Your retirement rollover can be, too.

You could set this up yourself: a self-directed IRA, a short membership, your own vault. Or we do all of it for you and run it for life, at one flat yearly fee, with your metal still at cost through At Cost Metals.

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Metal at cost, like always Done for you, start to finish Held in your IRA's name Flat fee, never climbs
Do it yourself, or done for you

You could build this yourself. Most members would rather not.

You already buy at cost, so you could open a self-directed IRA, grab a short membership for a single order, and arrange your own vault. On the yearly cost, that lands in the same neighborhood as us. The real choice is who does the work, and for how long.

Do it yourself

a little cheaper on paper
You handle
Everything
the IRA, the rollover, the membership, the vault, the renewals
Membership
One-time
a short buy, then it lapses
Through us

At Cost Metals IRA

about the same yearly cost
We handle
All of it
for life, one flat fee, metal still at cost
Per year, flat
$600
$650 year one (setup included), never climbs

Same metal, same at-cost price, roughly the same yearly cost. What you're really choosing is whether you do the work once and manage it forever, or we do all of it and run it for life.

$650 the first year (setup included), then $600/year flat. One bill, from us. We open the self-directed IRA, handle the rollover tax-free, place your metal at cost through At Cost Metals, and manage the account for its lifetime.

What you get

The metal is the same price. The service is the whole difference.

You already win on price. Here's what you get by letting us run it, next to doing it all yourself.

Doing it yourself

  • You open the IRA, file the rollover, and place the order yourself
  • A short membership for a single buy, then it lapses
  • You pick and manage the custodian and depository
  • A fee you manage yourself, sometimes a percentage that climbs
  • One transaction, then you manage it forever
Us

Through us

  • We do every step, and run it for life
  • A renewing membership, your metal always at cost
  • Everything titled to your IRA, arranged and run for you
  • A flat fee that never climbs
  • Lifetime service: the rollover, contributions, RMDs, one point of contact
Included free

Every Metals IRA includes StackBeacon, so you can watch your stack live and ask its AI metals analyst your questions. Fund $75k+ and Beacon Intelligence, your private AI analyst, is free too.

How it works

You do two things. We do the rest.

You make the decisions. We take care of the confusing, tedious parts.

What you do (that's the whole list)
1

Tell us what you want

Gold, silver, or a mix. Roth, Traditional, or roll over an old account. A few choices, one short application.

2

Fund it

Roll over a 401(k) or IRA, or transfer in. We walk you through it, and the funds go straight into your own account.

and from there, we take over
What we handle

From there, it's all handled: the account, your metal bought at cost, the compliance. We do the hard part.

✓ Done. You own real metal in your IRA, usually within a few weeks, once your funds arrive.
Straight answers

The questions everyone asks, answered, no email required.

Read everything here before you ever talk to anyone.

Is the metal really mine?

Yes. It's real, physical gold and silver, held in your IRA's name. It's not a paper claim or an IOU.

Can I roll over an old 401(k)?

Yes: a 401(k), 403(b), TSP, or another IRA. We walk you through it, and it isn't a taxable event when done as a rollover.

What does it actually cost?

One bill, from us: $650 the first year (setup included), then $600 a year flat, and your metal at cost. No markup, no per-transaction fees, no surprises. The numbers are up top.

Is the metal really at cost?

Yes, the same at-cost price you already get through At Cost Metals, with no dealer markup. The only difference is it's inside your IRA now, and we place the order for you.

Do I have to take your word for any of this?

No. Before you commit a dollar, you review and sign every document: the custodial agreement and the full fee schedule. Nothing is hidden, nothing is verbal. You see it all first.

Ready when you are

Two ways to start. Your call.

Most people do it themselves in minutes. Some want a voice. Both are fine.

Start online

Set the whole thing up yourself in a few minutes. We handle the rest behind the scenes.

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Talk to a real person

Prefer a human? Call or book a time. No script, no commission, no pressure. Just answers.